Your $1,000 in
Morpho's bundler takes the money you put in from your wallet.
Live on Robinhood Chain
Hold more of what you believe in.
Put in $1,000 and hold up to $2,000 of NVIDIA, Apple, SpaceX, Alphabet, the S&P 500 or Tesla — in one transaction. The extra is borrowed on Morpho at the market's own rate, and one tap unwinds all of it.
Loans from Morpho
Trades on Uniswap
No Rill contract, no fee
Plan a position
Reading the markets…of your own money
Leverage2.00×
1×1.25×1.5×1.75×2×
You hold—
You borrow—
Prices from each market's own oracle, which reads Robinhood's feed. Rates from Morpho, now.
—free to borrow right now, read live from Morpho
—markets with dollars to lend right now
1transaction to open, 1 to close
$0Rill fee — there is no Rill contract
How it works
One transaction does all of it
Opening a 2× position is five steps. They run inside a single transaction, so either every one of them happens or none does.
Borrow $1,000 for a moment
A flash loan from Morpho itself: free, as long as it's back by the end.
Buy $2,000 of stock
On Uniswap, refusing any price more than 0.5% worse than the quote.
Post it as collateral
In your own Morpho position, in your wallet's name.
Borrow $1,000 against it
At Morpho's rate, to repay the flash loan. You hold $2,000 and owe $1,000.
One tap, all of it
The same machinery in reverse: repay the loan with a flash loan, sell the stock, send you what's left. Or close a quarter, a half, three quarters.
Less risk, nothing sold
Put dollars against the loan whenever you like. The shares stay yours, and the fall they can survive grows.
Nobody else can touch it
The position is in your wallet's name on Morpho. Only transactions you sign can change it — and we test that a stranger can't.
The risk, plainly
Borrowing makes the falls bigger too
At 2×, a 10% rise is 20% on your money — and a 10% fall is 20% off it. If the stock falls far enough, Morpho sells your collateral to repay the loan. Here is how far is too far.
| Leverage | Survives a fall of | If the stock +10% | If the stock −10% | Interest a year on $1,000 |
|---|
What else to know
- Morpho lends up to 62.5% of the collateral's value. Rill stops at 2× (a 50% loan), so there is always room between you and the limit.
- Prices come from Robinhood's own feed. When it goes quiet over a weekend, the market won't lend or let you trim — but closing everything always works.
- You can't lose more than you put in: a liquidation takes collateral to repay the loan, with a penalty, and the rest stays yours.
- Rill's website isn't audited. Morpho's and Uniswap's contracts are.
Live markets
What you can hold more of
Every Morpho market on Robinhood Chain that lends dollars against a stock and has money in it, read from the chain as you look.
| Stock | Robinhood's price | Free to borrow | Borrow rate | Loan limit | |
|---|---|---|---|---|---|
| Reading Morpho… | |||||
Nothing new to trust
Somebody else's audited contracts
Rill builds transactions. Your wallet signs them. These contracts carry them out.
Morpho Blue
Holds your collateral and your loan, in your name. Its markets set the rate and the limit; nobody at Rill can change either. 0x9D53…1010
Bundler3 and GeneralAdapter1
Morpho's own tools for doing several steps at once. The adapter only ever acts for the wallet that started the transaction. 0x6478…44a6 · 0xc5E1…65D6
Uniswap
Buys and sells the stock in its deepest USDG pool, with a minimum on every trade. 0xCaf6…5cb2
Robinhood's feed
Each market's oracle reads Robinhood's own price for the stock, and so does every figure on this page.
Is this real stock?
It's Robinhood's stock tokens on Robinhood Chain, one token per share. They sit as collateral in your Morpho position; close it and the proceeds come back to your wallet in USDG.
What does it cost?
Morpho's borrow rate on the borrowed part — each market sets its own and it moves with how much of the market is lent out; the planner and the markets table show it live — plus Uniswap's pool fee on the buy and on the sale, and gas. Rill charges nothing.
Why does a market say it has nothing to lend?
Every dollar Rill borrows comes from people supplying USDG to that Morpho market. When other borrowers have taken nearly all of it, there is nothing left to lend until lenders add more or borrowers repay — and the rate climbs to draw them in. You can still hold the stock at 1×, close positions, or pick a market that has room. Rill never borrows from anywhere else.
What do I have to approve?
Two things, once: USDG spending by Morpho's GeneralAdapter1, and permission for that adapter to manage your Morpho positions — only in transactions you start yourself. You can revoke both at any time; the app has a button.
What happens at the weekend?
Robinhood's prices pause while markets are closed, and after a while a market's oracle stops answering. Morpho then won't lend, or let collateral out while a loan is open, so you can't open or trim — but closing a whole position still works, because it repays the loan first.
Can I lose more than I put in?
Not with Morpho: a liquidation sells enough collateral to repay the loan plus a penalty, and anything left stays yours. You can lose what you put in, faster than without leverage.
Your conviction, with a little more behind it.
Open a position in about a minute. Close it in less.